Question 1

Where do I look to find out how much money I really have available each month?

Accepted Answer

In the Houselinc Monitor — you immediately see the true cash flow +/-. Not just what leaves your account this month, but also all costs that only occur once a year: property tax, vehicle tax, building insurance, chimney sweep, MOT, heating maintenance. Houselinc divides all annual costs by 12 and deducts them monthly. The result: what's left after truly all costs — shown in green.

Question 2

Do I have a positive cash flow — where can I see that?

Accepted Answer

In the Monitor right on the home screen: the value “Cash flow +/-” — in green if positive, in red if negative. Green means: you earn more than you spend. Red means: you spend more than you earn.

Question 3

Where can I see my salary and rental income together at a glance?

Accepted Answer

In the Monitor under “Income”. Houselinc clearly separates: Personal Income (net salary) and Property Income (all net rents + service charge advances). Both are totalled into Total Income. One screen — everything included.

Question 4

How do I know if the rent has already been paid?

Accepted Answer

In the Monitor, outstanding rent payments appear immediately in orange under “Income outstanding”. With the optional finAPI rent tracking, Houselinc automatically checks every day whether all payments have been received.

Question 5

Where can I see all my expenses at once — loans, property tax, service charges, insurance?

Accepted Answer

In the Monitor under “Expenses” — split into three blocks: Personal Expenses, Asset Expenses (vehicles), Property Expenses (loan repayments, service charges, property tax, insurance). Everything automatically compiled from the stored data.

Question 6

Why does Houselinc show me property tax every month even though I only pay it once a year?

Accepted Answer

Because property tax costs you every month — you just pay it in one go. Houselinc calculates 1,200 € per year ÷ 12 = 100 € per month and deducts it monthly. This way you always see the truth, not just the seemingly good months when nothing major is due.

Question 7

Where can I see how much my total assets are worth — house, car, watch together?

Accepted Answer

In the Monitor under “Total Values”: real estate + vehicles + watches, jewellery, art — minus all outstanding loans = net worth. Automatically calculated, always up to date.

Question 8

Can I switch between monthly and annual view?

Accepted Answer

Yes — via the dropdown at the top of the Monitor. Monthly: what does everything cost me on average per month? Annually: what am I paying in total this year? Ideal for accountants and bank meetings.

Salary, rental income,
all expenses, all assets.

Monitor — frequently asked questions.